Cartoon of boy sick in bed. He says to his mom, "But if we have health insurance, why didn't it keep me from getting sick?"
Have you ever tried to explain insurance to children? It's not the easiest thing. One would assume health insurance would keep you from the flu bug. Then again, that same logic would say life insurance would keep you from dying. I suppose it depends on whether you get term or whole life.
I drew this comic in Adobe Illustrator CS2